Our Relationship

At Ingenium Financial, working to help you reach your financial goals isn’t about a contract or a commission. It’s about building a genuine relationship with you. That’s how we work! We want to get to know you—your financial situation, your family, your concerns, your dreams for the future. Instead of being a vendor, we want to be your trusted partner in achieving financial success.

What does that relationship look like? You are the primary focus. To accommodate your busy calendar, we provide the convenience of virtual meetings. If you prefer to meet in person, we can do that as well. Either way, you’ll have peace of mind knowing that your financial partner will always be attentive, responsive, and thorough.

Our initial meeting will be a no-cost, no-obligation consultation to see if we are a good fit for each other. If for some reason we aren’t the best partner for you, we can help you find someone who is.


Our Fee Structures

When working with us, there are several different types of relationships and fee structures we can adopt or even combine. These include:

  • Transactional Tasks
    We can support you by facilitating one-time retail transactions such as buying an insurance policy or mutual fund. We’ll help you determine the parameters of the solution and execute the plan. For example, we can provide assistance with completing an insurance application and navigating the underwriting process. Transactional relationships usually include a commission paid to us by the product company, with no direct payment from you.
  • Project Work
    If you have a specific need in mind — optimizing a Social Security claiming strategy, analyzing Long-Term Care cost projections and funding options, or reviewing an insurance plan — we can work with you to complete that project on an hourly basis. We will provide you with an estimate of cost upfront, so you know exactly what to expect, and we’ll bill you directly.
  • Flat-Fee Financial Planning
    We can develop a comprehensive financial plan just for you, including analysis of your current assets and recommendations to help you meet your goals. The cost of this service is based on the complexity of your situation. We can provide you with a cost upfront and bill you directly.
  • Portfolio Management
    Along with our asset management partners, we can devise and manage a customized investment portfolio based on your risk tolerance, risk capacity, and goals. With this ongoing arrangement, we manage and monitor your money and provide periodic reviews in exchange for a fee as a percentage of your portfolio value.

Schedule a free consultation to discuss your financial needs and determine whether you could benefit from a dedicated partner like Ingenium Financial.