About Us

The word ingenium is one of the Latin words at the root of the word engineering and means natural or innate talent.

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Our Services

You’ve worked your whole life moving towards retirement. What will retirement look like for you?

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Contact Us

Our investment advisors would be happy to answer any questions you have about your financial situation.

 

Personal Insurance

A foundational piece of your financial life is your personal insurance. Ingenium Financial can provide expert guidance to help you design and implement an insurance plan to meet your unique needs.

 

Investments

Your investment portfolio is the engine that drives you to your financial goals—retirement, college education, a vacation home, or a bucket-list trip of a lifetime. Just like driving a car, the faster you go, the more risk you’re taking.

 

Retirement Planning

Planning for your retirement is not an event or a product. It’s a process that should change and adapt as your situation changes. Ingenium Financial can help you create a clear path to your goals—one that makes you feel more secure and prepared for the future.

 

Estate Planning

With this type of preparation, you can put the tools and processes in place to protect your assets in the event of your incapacitation or death. Ingenium Financial can help you develop a plan to effectively manage your property, now and as it transitions to your heirs.

 

Business Solutions

As a small business owner, a large part—if not most—of your assets are represented by your business. That means the business is likely providing the income to support your family’s current lifestyle while also funding your retirement.

We manage assets for individuals and families, providing investment management, and financial planning services.

Blogs

First, let’s start by uncovering the most common mistake in estate planning… Surprisingly, this frequently made mistake might already be on your doorstep. A staggering number of people haven’t yet started an estate plan. It’s a critical oversight that can have far-reaching implications, but this isn’t the only pitfall that can disrupt your planning efforts. Here’s a breakdown of 4 estate planning missteps and how to fix them: Mistake #1: Neglecting to Update Your Estate...
A power of attorney (POA) can grant you certain authority and specific responsibilities. While the extent and limitations of POAs can vary based on many factors, stepping into the role of power of attorney can be unlike anything else. That’s because it puts you in the driver’s seat to make key decisions and oversee vital needs for someone else. That doesn’t mean that POAs come with carte-blanche powers or that one power of attorney will mirror another. Explaining how POAs work, this guide shares more fundamentals, detailing some common types of powers of attorney and the responsibilities you may have as an agent of one of these devices.
How many years will your retirement last? What are the chances you’ll live past 90? Most of us answer those questions wrong because we don’t have strong longevity literacy. 1 That means that about 81% of us1 aren’t working with a viable understanding of our own life expectancy. Let’s explore how understanding longevity could create a positive impact in your retirement planning. What is longevity literacy? Longevity literacy refers to your knowledge about expected lifespans...